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No matter how responsible you are with your favourite tech goodies, at some stage, disaster will strike.

A coffee across the keyboard of your MacBook, or a cracked screen after your iPhone connects with the bathroom tiles (you know you take your phone in there with you) – we can all relate.

Oh, and let’s not forget the classic ‘phone going into the pool for a swim’ come summer. No, rice is not the answer.

The point is, it pays to be prepared, which is where Digicape’s inSure.d comes in.

South Africa’s largest independent Apple retailer understands the toll a mishap can take on your precious Apple devices, and they’ve taken action.

inSure.d is a fully comprehensive insurance package specifically developed to cover your Apple devices in the event of theft, damage, or loss.

A few key points to go over:

• You are able to add any item to insurance cover – brand new or already owned (irrespective of the age or where it is bought from).
• Items that are not new will require an assessment from Digicape’s technical team for any existing issues.
• Should there be existing damage to the item, then insurance cover may be issued noting the exclusion of the pre-existing condition.

The assessment by the Digicape team is free of charge and can be done at their Roeland Street or Pinelands locations.

The only Apple items that cannot be covered (at this point) are Apple Airpods or Airpods PRO, although work is underway to have these covered in the near future.

The cover is also immediate, whether done online or in-store, so you can have peace of mind without having to wait around.

If you’re the sort who has a habit of walking out of a store and breaking something en route to the car, you’ll appreciate that.

You can find all of the relevant information, like excess structures and claims procedures, via the Digicape inSure.d page.

We’re not saying eating lunch and drinking tea within spilling distance of your MacBook is a good idea, but at least this way you’re covered if something goes wrong.