[imagesource: Jesus Ayala/Studio D]

If there’s anything that will turn even the nicest person into Scrooge faster than you can say “Christmas carols”, it’s trolling a mall for hours, trying to find gifts, and inevitably bankrupting yourself in the process.

And that was at the end of a normal year in what we’ve come to know as the ‘before times’.

2020 has been anything but normal.

Now, trolling a mall is potentially dangerous and, due to financial strain, most of us are forced to hunt down those elusive gifts on a tighter budget.

Going the online route an also be taxing, as you type things into Google hoping that a website will magically appear stocked with the specific thing that you want.

Need a Christmas miracle?

Close Google, we’ve got you covered.

Step One: Finding The Gift

The PayJustNow Stores Directory is a convenient online mall boasting an extensive list of sites.

More importantly, finding what you’re looking for involves the same degree of effort as taking a leisurely scroll through social media.

Here’s a sample of the layout:

You can see from the above that the gamer, style guru, deep thinker, outdoor enthusiast, beauty queen, plant lover, and fitness fiend on your list are pretty much covered.

Once you’ve browsed, select the icon that catches your attention and the website will open up one tab over.

Then click ‘add to cart’ on the perfect prezzie and proceed to checkout.

This brings us to…

Step Two: Staying Within Budget

You might set out with a specific budget in mind, but in reality, finding the right gift, especially for folks who are difficult to shop for, is likely to take you out of your financial comfort zone.

The solution here is rather simple.

All of the merchants featured in that online mall offer PayJustNow as a payment option at checkout.

PayJustNow is a ‘buy now pay later’ service that allows you to pay off your purchase in three easy, and most importantly, interest-free instalments without breaking the bank.

Here’s how to get started:

Let’s see if we’ve covered all of the bases here.

No more stomping around the hellscape that is a brick-and-mortar mall? Check.

No more random Googling for gifts? Check.

Shopping without the horror of accumulating interest at a rate of knots? Double-check.

The best part is that all of this can be achieved with a glass of wine in hand, while your favourite series plays in the background.

If that doesn’t make for a merry Christmas, nothing will.