The humble cabbage is enjoying 15 minutes of fame this month as people on Twitter lament what they’re calling #Januworry.

If you’ve somehow missed this, it’s the financial pinch that we’re all feeling following the holiday season.

That 12th cheque arrived halfway through December, then rapidly disappeared, and even those who can rely on a 13th cheque may still be sweating.

Now it’s January, and that next salary notification feels like it’s months away.

In response, writes IOL, South Africans are sharing their ‘tips’ for surviving.

Mzansi Twitter can be so dramatic sometimes, and that’s why #JanuworrySurvivalKit has been trending.

But we love the fact that South Africans can laugh at their misfortunes. Yes, it’s January, and with that comes lack of money, lack of food and lack of enthusiasm to see the rest of the month through.

Back to the cabbage – the ultimate #JanuworrySurvivalkKit staple food.

And when you’ve stocked up on that cabbage:

While most of the memes are pretty funny, there are a few that try to be useful as well:

Then there are the people who don’t understand how memes work:

It’s not a bad idea, really. Credit where credit is due.

In all seriousness, though, this is the month to cut back, but that doesn’t mean that you won’t be hit with unforeseen expenses.

Then there are also those sales that will save you money in the long run, but aren’t happening at the ideal time.

If you do need to buy something, it’s definitely worth looking into alternative payment methods that won’t accumulate debt.

PayJustNow, for example, is a payment option that makes shopping, year-round, accessible to all South Africans.

Check out the full list of PayJustNow merchants here, with that list growing rapidly as South Africa embraces a ‘buy now, pay later’ business model that doesn’t sting you further down the line.

Once you’ve browsed to your heart’s content and filled that cart, select PayJustNow as a payment option, take a minute to set up your account, and you’re on your way.

You can buy what you need and pay it off in three easy, interest-free instalments over three months.

Look, it’s simple.

There are none of those hidden fees that can sneak up on you down the line, either.

The major perk is that you can buy what you want without racking up that credit card bill or overdraft, so that #Januworry doesn’t turn into #Februworry.

Worse still, the puns run out in March, and then you’re really on your own.

Strength, people. Just a few more weeks before that next paycheque.

[source:iol]