20 friends? That’s an easy R400.

Download SPOT; enter the Promo code: 222vibe; and after that you’ll get your own promo code to start making money!

When cash is king, those of us who rely on cards for payment can find ourselves a little stuck.

“Don’t you want to spot me R500?”, you might find yourself asking your mate.

It’s awful, especially when you have to go through the mission of paying them back – but now there’s an app to solve that problem.

Whether it’s a meal you shared, the drinks tab they picked up, that bet you lost, or your share of the house supplies, SPOT allows you to pay someone back on the spot and all you need is their phone number. What?

I know… Clever, hey?

A P2P cash transfer app, SPOT allows users to send money to friends or acquaintances as easily as a text message. It uses an internet-enabled credit/debit/cheque card on an authenticated 3D secure system aligned with South African banking best practices.

The money transferred is not a “virtual money/wallet” system, but rather a push-and-pull service from one account to another and, depending on your bank, reflects in your account in 1-2 days.

After the once-off download, you set up your profile, activate it via a One Time Pin (OTP,) and pay someone back in three seamless steps.

So, are you ready to make some cash?

FIRST – DOWNLOAD SPOT

• iOS
• ANDROID 

THEN, add the promo code below to receive your first R20:

Promo code: 222vibe

Now, invite your friends:

Every time someone registers using your code, SPOT will give them R20 and you will receive R20 as soon as they link their card. You can visit the “Refer & Earn” tab within the app to get your personal code.

Yup, it’s just like Uber’s referral code – but since SPOT is new, you’ve probably got in there first.

Watch this video to break it down:

Don’t forget, the promo code to start you off is 222vibe.